Texas Capital expands HBCU certificate program

Texas Capital Bancshares in Dallas has expanded its commercial lending certificate program for historically black colleges and universities to include Huston-Tillotson University in Austin, Texas. 

The $34.7 billion-asset Texas Capital, through a partnership with the American Bankers Association, already offers the certificate at Prairie View A&M University in Prairie View, Texas. The program was launched last year. 

Texas Capital, “in collaboration with Huston-Tillotson and the American Bankers Association, aims to provide students with meaningful opportunities and useful skills to pursue careers in the financial services industry,” Rob Holmes, the company’s president and CEO, said in the release. 

“We are focused on empowering the communities we serve by dedicating our commitment and resources to foster a culture of trust through collaboration, inclusion, and respect,” Holmes added.

“Offering a course for our students that provides perspective on commercial lending will be instrumental in their professional and personal development whether or not they pursue a career in banking,” Rohan Thompson, dean of Huston-Tillotson’s School of Business and Technology, said in the release. “Through our partnership ... we hope to continue offering advanced financial courses.” 

The program will cover qualitative analysis and how to assess industry risk, market risk and management risk. It is designed to provide an understanding of the role of loan policy and the need to summarize a borrower’s risks into an appropriate credit risk rating for loan approvals. 

The course also provides guidance on loan structuring and documentation issues. The cost of textbooks is covered by Texas Capital’s arrangement with the ABA.